Loan Calculator

Compute interest, payments, and the full amortization schedule.

Interest method

Interest = principal × monthly rate × months. The common “5-6” style.

Principal (₱)

Interest rate (% per month)

Payment frequency

Number of payments

Release date

First due date (optional)

Processing fee (₱) (deducted from release)

Cash released

₱10,000.00

Total interest

₱3,000.00

Total payable

₱13,000.00

Per payment

₱2,166.67

≈ 5.00%/mo effective

#	Due date	Principal	Interest	Amount due
1	September 4, 2026	₱1,666.67	₱500.00	₱2,166.67
2	October 4, 2026	₱1,666.67	₱500.00	₱2,166.67
3	November 4, 2026	₱1,666.67	₱500.00	₱2,166.67
4	December 4, 2026	₱1,666.67	₱500.00	₱2,166.67
5	January 4, 2027	₱1,666.67	₱500.00	₱2,166.67
6	February 4, 2027	₱1,666.65	₱500.00	₱2,166.65